About Varengold Bank AG

Varengold Bank is a German financial institution headquartered in Hamburg with further offices in London and Sofia. It is our goal to give people access to capital and banking services. We therefore focus on the Marketplace Banking sector and have positioned ourselves as a partner for the FinTech industry.

Varengold supports modern and user friendly Online-Platforms, which focus on providing financing solutions to companies and consumers (Peer-to-Peer platforms). We help to finance these FinTechs, thus enabling their rapid growth, whilst supporting them via our range of licenced banking products (Fronting Services). This helps to create sustainable financial products and services, which combine the best of both worlds.

Varengold is registered with the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) – the German Financial Supervisory Authority – under the number 109 520. It has been listed on the Deutsche Börse since 2007 (ISIN DE0005479307). We are also a member of the German Deposit Protection Scheme (EdB).

Location - Sofia, Bulgaria



Your responsibilities:

  • Finding new business opportunities and identification of potential market niches and clients in Bulgaria and CEE Region, in the area of Consumer Finance, SME Finance, Receivable Finance, Trade Finance and Short-Term Real Estate Finance.
  • Analysis and assessment of portfolio data and transactional/deal structures.
  • Interpretation of financial information, preparation of presentations, credit applications, term sheets, etc..
  • Support of and correspondence with existing customers and considering individualized distribution of banking products and services, incl. client negotiation, managing deals and tailoring transactions.
  • Monitor the quality of extended loans through collecting and analyzing information about the clients and their business.
  • Engage and constantly promote the bank’s business services and products.

Your profile

  • Education and qualifications: University degree in Economics and/or Finance.
  • Experience in lending or credit-like products (Consumer Loans, Factoring, Trade Finance) ideally in a banking or fin-tech environment.
  • Good expertise of the legislation acts in banking, the internal rules and regulations, bank products and services.
  • Awareness of the challenges and methods of the marketplace lending industry.
  • Negotiating, organizational and analytical skills developed through a relevant working experience in relationship management.
  • Excellent English language knowledge.


You will benefit from:

Your Application

Did we awaken your interest? If so, we look forward to receiving your application. Please use our online application form. Further questions? Find out more at or call us at +49 40 66 86 49 0.

Let's shape the future of banking together!

Varengold Bank AG | Große Elbstraße 14 | 22767 Hamburg | Tel +49.40.66 86 49 0 | Fax +49.40.66 86 49 49 | |

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